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Savings and Prize-Linked Savings Accounts
savings individual decision making personal finance lotteries experimental economics
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2012/10/19
Many households have insufficient savings to handle moderate and routine consumption
shocks. Many of these financially fragile households also have the highest lottery
expenditures as a proportion o...
Unemployment Insurance Savings Accounts in Latin America: Overview and Assessment
unemployment insurance moral hazard severance pay Latin America labor markets
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2012/10/31
The unemployment protection systems that exist in most Latin American economies are generally considered inadequate in terms of providing insurance to workers. They may also encourage stratified labor...
Incentive Effects of Risk Pooling, Redistributive and Savings Arrangements in Unemployment Benefit Systems: Evidence from a Job-Search Model for Brazil
social protection unemployment insurance labor market transitions job-search models structural estimations
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2012/11/1
We develop a model of job search and use it to assess the effects that the Brazilian unemployment benefit system has on exit rates from unemployment. In our setup, unemployed workers receive job offer...
Savings, Asset Holdings, and Temporary Migration
international migration wealth accumulation housing demand
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2012/11/1
This paper analyzes savings and asset holdings of immigrants in relation to their return plans. We argue that savings and asset accumulation may be affected by return plans of immigrants. Further, the...
Improving measurement of household savings and wealth
measurement household savings wealth
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2009/11/3
This article describes recent trends in household saving and wealth leading up to the current economic downturn. It focuses specifically on the saving ratio and the contributions of pensions in househ...
New data show that average annual contributions made by employers and employees can vary widely, depending upon individual plan specifications and employees' level of earnings. This article examines ...
Employee participation in savings and thrift plans, 1993
Employee participation thrift plans savings
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2009/4/27
Data from the 1993 Employee Benefits Survey were used to determine the relationship savings and thrift plan provisions and employee participation in such plans. This article discusses in detail saving...
Pensions Decrease Household Savings? Evidence for the Netherlands
Savings pensions life cycle hypothesis
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2013/10/18
The Dutch mandatory pension system consists of two parts: a public pay-as-you-go part that provides a minimum income to all Dutch inhabitants over age 64; and an occupation-specific capital-funded par...